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Ten Important Questions to Ask Your Home Inspector
Article submitted by Turnkey Mortgage Management
1.
What does your inspection cover?
The
inspector should ensure that their inspection and inspection
report will meet all applicable requirements in your
state if applicable and will comply with a well-recognized
standard of practice and code of ethics. You should
be able to request and see a copy of these items ahead
of time and ask any questions you may have. If there
are any areas you want to make sure are inspected, be
sure to identify them upfront.
2.
How long have you been practicing in the home inspection
profession and how many inspections have you completed?
The
inspector should be able to provide his or her history
in the profession and perhaps even a few names as referrals.
Newer inspectors can be very qualified, and many work
with a partner or have access to more experienced inspectors
to assist them in the inspection.
3.
Are you specifically experienced in residential inspection?
Related
experience in construction or engineering is helpful,
but is no substitute for training and experience in
the unique discipline of home inspection. If the inspection
is for a commercial property, then this should be asked
about as well.
4.
Do you offer to do repairs or improvements based on
the inspection?
Some
inspector associations and state regulations allow the
inspector to perform repair work on problems uncovered
in the inspection. Other associations and regulations
strictly forbid this as a conflict of interest.
5.
How long will the inspection take?
The
average on-site inspection time for a single inspector
is two to three hours for a typical single-family house;
anything significantly less may not be enough time to
perform a thorough inspection. Additional inspectors
may be brought in for very large properties and buildings.
6.
How much will it cost?
Costs
vary dramatically, depending on the region, size and
age of the house, scope of services and other factors.
A typical range might be $300-$500, but consider the
value of the home inspection in terms of the investment
being made. Cost does not necessarily reflect quality.
HUD Does not regulate home inspection fees.
7.
What type of inspection report do you provide and how
long will it take to receive the report?
Ask
to see samples and determine whether or not you can
understand the inspector's reporting style and if the
time parameters fulfill your needs. Most inspectors
provide their full report within 24 hours of the inspection.
8.
Will I be able to attend the inspection?
This
is a valuable educational opportunity, and an inspector's
refusal to allow this should raise a red flag. Never
pass up this opportunity to see your prospective home
through the eyes of an expert.
9.
Do you maintain membership in a professional home inspector
association?
There
are many state and national associations for home inspectors.
Request to see their membership ID, and perform whatever
due diligence you deem appropriate.
10.
Do you participate in continuing education programs
to keep your expertise up to date?
One can never know it all, and the inspector's commitment
to continuing education is a good measure of his or
her professionalism and service to the consumer. This
is especially important in cases where the home is much
older or includes unique elements requiring additional
or updated training.
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